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Bank of America survey says U.S. Gen Z begins building wealth at an average age of 19 years old

BlockBeats, citing U.S. Bank's 2026 Wealth Survey, said that U.S. Gen Z begins investing, saving, or contributing to retirement funds at an average age of 19 years old, with nearly half more interested in emerging options such as cryptocurrencies. The survey also shows that some young people have paused or plan to pause investing because of financial pressure.

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