Visa survey: Americans’ willingness to use stablecoins would rise to 56% if bank-level protections were provided
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AT A GLANCE
The survey found that if bank-like protections were available, U.S. consumers’ willingness to use stablecoins for cross-border transfers would rise from 36% to 56%.
Article
Visa survey: Americans’ willingness to use stablecoins would rise to 56% if bank-level protections were provided
BlockBeats news, September 24: Visa’s Money Travels 2026 report shows that if stablecoins could provide bank-like fraud protection and deposit insurance, the willingness of U.S. consumers to use stablecoins for cross-border transfers would rise from 36% to 56%.
The survey shows that stablecoin awareness remains a major barrier, with 56% of U.S. respondents saying they had never heard of stablecoins. When stablecoins are provided by existing financial service providers, willingness to use them rises to 45%; 61% of respondents said they would be willing to trust traditional banks to provide digital currency services, while 60% would be willing to trust global payment networks.
Visa emphasized that stablecoins currently do not have FDIC deposit insurance, and that the above data are based solely on a hypothetical scenario and do not mean that such protections are about to be introduced.
The survey was conducted by Morning Consult from February 24 to March 2 and covered 45,445 people across 20 markets, including 2,192 U.S. adults. In Latin America, consumers’ willingness to use stablecoins for cross-border transfers would rise from 34% to 74% if such protections were provided.
Original link https://m.theblockbeats.info/flash/368705
Key points
01
Visa’s Money Travels 2026 report shows that, under the hypothetical scenario of providing bank-like fraud protection and deposit insurance, U.S. consumers’ willingness to use stablecoins for cross-border transfers would rise from 36% to 56%.
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56% of U.S. respondents said they had never heard of stablecoins.
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When stablecoins are provided by existing financial service providers, U.S. consumers’ willingness to use them rises to 45%.
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61% of respondents would be willing to trust traditional banks to provide digital currency services, while 60% would be willing to trust global payment networks.
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Visa said that stablecoins currently do not have FDIC deposit insurance, and that the survey data do not mean such protections are about to be introduced.
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The survey was conducted by Morning Consult from February 24 to March 2 and covered 45,445 people across 20 markets, including 2,192 U.S. adults.
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In Latin America, consumers’ willingness to use stablecoins for cross-border transfers would rise from 34% to 74% if such protections were provided.
AI-assisted interpretation
The following is analysis, separate from reported facts. Verify important claims independently.
Stablecoins are a type of digital currency. The survey asked consumers whether they would be more willing to use stablecoins for cross-border transfers if they offered bank-like fraud protection and deposit insurance. The results show that respondents’ stated willingness to use them increased significantly under this hypothetical scenario.
Why it matters to readers
The data suggest that protections, user awareness, and whether service providers are considered trustworthy may be important factors for respondents considering stablecoins for cross-border transfers.
Beginners should note that these figures reflect stated willingness to use stablecoins in the survey and do not represent actual usage rates. Stablecoins also currently do not have the FDIC deposit insurance mentioned in the article.
Risks and unknowns
The protections are presented only as a hypothetical scenario; the article does not state that they are about to be introduced.
The original article does not provide the questionnaire wording, sampling method, or margin of error, so the representativeness of the survey results cannot be assessed.
The original article does not specify how “stablecoins” and “bank-level protections” were defined in the questionnaire.
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Related concepts
Stablecoins
A class of interchangeable crypto assets that anchor to the same underlying value across entities; examples in the text include USDT and USDC。
