Multiple mainstream CEX use tiered flexible yields for stablecoins,HTX's 0-200 USDT tier has the highest annualized yield of 10%。
Article
Mainstream CEX stablecoin flexible yield overview:HTX USDT highest for small-tier balances 10%BlockBeats reports that October 22, according to the latest product data, mainstream CEX stablecoin flexible yields remain primarily structured around small balance tiers.USDT Regarding HTX 0-200 USDT tier annualized 10%, with the excess portion at 1.95%；Bitget 0-300 USDT tier at 7.63%，Binance 0-500 USDT tier at 6.62%，OKX is 2.54%(after deducting 15%fees).USDC Regarding HTX 0-200 USDC tier at 8%，Bitget 0-300 USDC tier at 6.66%，Binance 0-10,000 USDC tier at 4.24%，OKX is 2.47%(after deducting 15%fees). In addition,HTX's USDD flexible yield is 4%；USDE Regarding HTX 0-1,000 USDE tier at 5%，Binance is 4.75%; among “U” products,Binance 0-8,000 U tier is 6.03%.
For large-balance users,HTX USDT SVIP 50,000-100,000 USDT tier yield is 6% -9%，Bitget USDT SVIP 0-300,000 USDT tier is 4%. Overall, platforms generally use a “high yield for small balances, lower tiers for excess balances” mechanism. Before subscribing, users should still note balance caps, interest-accrual rules, real-time availability, and fee methodology. Displayed yields on the page do not constitute investment advice.
Original link https://m.theblockbeats.info/flash/373209
Key points
01
According to the latest product data cited in the article,HTX's 0-200 USDT tier annualized yield is 10%, and the excess portion is 1.95%。
02
Bitget's 0-300 USDT tier is 7.63%, and Binance's 0-500 USDT tier is 6.62%，OKX is 2.54%, of which OKX data has deducted 15%fees.
03
USDC Regarding HTX's 0-200 USDC tier is 8%, Bitget's 0-300 USDC tier is 6.66%, and Binance's 0-10,000 USDC tier is 4.24%，OKX is 2.47%, of which OKX data has deducted 15%fees.
04
HTX's USDD flexible yield is 4%。
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USDE Regarding HTX's 0-1,000 USDE tier is 5%, and Binance is 4.75%。
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Binance's 0-8,000 U tier is 6.03%。
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For large-balance tiers,HTX USDT SVIP's 50,000-100,000 USDT tier is 6% -9%，Bitget USDT SVIP's 0-300,000 USDT tier is 4%。
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The original article advises users to note balance caps, interest-accrual rules, real-time availability, and fee methodology before subscribing, and states that displayed yields on the page do not constitute investment advice.
AI-assisted interpretation
The following is analysis, separate from reported facts. Verify important claims independently.
These products divide funds into different balance tiers: smaller amounts may receive a higher displayed annualized yield, while yields may decline after the cap is exceeded. Taking HTX's USDT product as an example, 0-200 USDT tier is 10%, but the excess portion is 1.95%, so 10%cannot be directly applied to all funds.
Why it matters to readers
Displayed yields vary significantly across platforms, stablecoins, and balance tiers. Comparisons should consider the balance cap eligible for high yields, the yield on excess balances, and fee methodology, rather than comparing only the highest annualized figure.
Beginners considering this type of flexible product should first confirm which tier their balance falls into, and verify the interest-accrual rules, caps, fees, and whether subscriptions are currently available. The annualized figures in the article are displayed product data and do not represent fixed returns.
Risks and unknowns
The article does not provide official product pages for the platforms, so the listed yields cannot be independently verified on this basis.
Yields, caps, fees, and product availability may change, and the data in the article may not remain valid.
Fee methodologies may differ across platform data. Other than OKX which explicitly states that 15%fees have been deducted, it is not specified whether the remaining items include fees.
The specific meaning of “U” products is not explained in the original article.
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The original article does not specify the complete interest-accrual rules, subscription limits, or redemption conditions for each product.
Related concepts
CEX
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