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For the roughly 68 million Latinos living in the United States, sending money to family and friends across Latin America can be a hassle. It can mean standing in line at a storefront and handing cash to an agent who charges a fee up front and then takes another cut through the exchange rate. U.S.–to–Mexico is the biggest remittance corridor in the world, and one of the cheapest, yet sending money through it still costs about 5% of the transfer on average, amounting to billions of dollars a year